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LAWS GOVERNING BAD CREDIT

There are a number of laws on the books to protect people who have bad credit ratings or in a 2nd chance situation. These laws are important, and you should know about them in order to protect yourself from unfair practices performed by collection agencies. The federal Fair Credit Reporting Act (FCRA) was enacted to protect debtors from creditors and collection agencies. As a debtor, you have a right to...

AVOID PAYDAY LOANS TO GET AN APARTMENT

If you are trying to make ends meet and are having past due bills pile up, the last resort you would want is to take out a payday loan to pay your dues. There are many sources available today that offer payday advances.  To get a quick payday advance loan, you can connect online with many payday advance loan companies.  Most payday loan companies do not check credit so even if you have bad credit...

SECOND CHANCE APARTMENT DIY CREDIT REPAIR TIPS

Contrary to popular belief, repairing bad credit is not a task that can only be undertaken by professional agencies. In fact, working on your own credit repair might save you both time and money compared to seeking help from a credit agency. Before you get in touch with a professional credit repair service, refer to the following steps. You might find that repairing your own credit is not that difficult...

BANKRUPTCY LAWYER DIRTY SECRETS

​The field of bankruptcy law has exploded in recent years, even though the process of filing for bankruptcy really only involves filling out a few forms. Misconceptions, frightening news articles, and misleading advertisements put out by many of the firms now specializing solely in bankruptcy law have convinced the average consumer that they absolutely must hire an expensive attorney in order to get rid...